UK’s £450 Cost‑of‑Living Payment In June 2025- Who Gets It And How It Works

UK’s £450 Cost‑of‑Living Payment In June 2025- Who Gets It And How It Works

The UK Government has introduced a £450 one‑off Cost‑of‑Living Payment slated for June 2025, aimed at easing household financial pressures from persistent inflation and high living costs. This support is automatically paid — no separate application needed.

Payment and Eligibility Snapshot

AspectDetails
Payment Amount£450 per eligible recipient
Payment DateFrom 16 June 2025, continuing through late June
Who is EligibleHouseholds on these benefits: Universal Credit, Income‑based JSA, ESA, Income Support, Pension Credit; some Working Tax Credit/Child Tax Credit recipients
Application ProcessAutomatic—no separate form or claim required
How PaidInto your usual benefit bank account; look for “DWP COLP + NI number”
Deadline to ReceiveFunds should arrive by 30 June 2025. Contact DWP if not received

Purpose of the £450 Payment

  1. Targeted Relief: Designed for lower-to-middle income households to offset essentials like energy and groceries.
  2. No-Fuss Support: Automatic payment ensures ease of access—no paperwork needed.
  3. Part of Ongoing Support: Complements other aid like the Household Support Fund and Winter Fuel Payments

Additional Financial Support Schemes

  • Household Support Fund (HSF): Up to £300 in summer 2025, managed by local council
  • Winter Support & Energy Discounts: Through Cold Weather Payments (£25) and Warm Home Discount (£150)
  • Universal Credit Uprating: Standard allowances uplifted 1.7% from April 2025 (£391.68 → £316.98 single under‑25s; £489.23 → £497.55 for joint under‑25s)
  • State Pension Increase: New State Pension rises 4.1% from April 2025 (£221.20 to £230.25/week)

What You Should Do

  1. Check your bank details linked to DWP benefits—ensure they’re current to receive the £450 payment.
  2. Monitor your account mid-to-late June for the “DWP COLP” payment reference
  3. Contact DWP if the amount is delayed or incorrect—after 30 June is the cut-off.
  4. Explore local support such as HSF via your local council for ongoing financial assistance

The one-off £450 June 2025 Cost‑of‑Living Payment is a timely and automatic boost for households receiving key DWP benefits.

Combined with other schemes like the Household Support Fund and Winter Fuel Payments, it forms part of a broader safety net designed to combat the ongoing cost‑of‑living pressures.

Ensure your benefit data is up-to-date and stay alert this June for the payment—no extra application is required!

If you’d like assistance checking local council support, bank checkups, or benefit eligibility, feel free to ask.

FAQs

Who qualifies for the £450 cost‑of‑living payment in June 2025?

Claimants receiving Universal Credit, Income‑based JSA/ESA, Income Support, Pension Credit, and some Working/Child Tax Credit beneficiaries will receive the funds automatically.

Do I need to apply?

No—this payment is automatically credited to your linked bank account if you’re eligible

When will the money arrive?

The payout begins from 16 June 2025, with all funds expected in recipients’ accounts by the end of June .

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