As the UK government gears up to implement reforms to the Personal Independence Payment (PIP) system, affecting over 3.7 million claimants, it’s crucial to understand the changes coming into effect in November 2026.
These reforms could alter how PIP payments are assessed and awarded. This article will guide you through the steps to protect your payments and ensure you’re prepared for the upcoming changes.
What Are the DWP’s Planned Changes to PIP?
Starting in November 2026, the Department for Work and Pensions (DWP) plans to introduce significant changes to the disability benefits system.
While PIP will remain non-means-tested, tax-free, and will rise annually in line with inflation, eligibility will be reassessed through a revised points system for the daily living component.
Key points to note:
- PIP will remain tax-free and will not affect the Benefit Cap.
- 17% of claimants, over 617,000 people, are currently employed while receiving PIP, which helps offset the impact of their conditions.
- The age limit for applying for PIP will rise from 16 to 18 years old.
- The number of face-to-face assessments will increase following pandemic restrictions.
- Changes in the eligibility points system will require claimants to score at least 4 points in at least one of the 10 daily living questions.
How Can You Protect Your PIP Payments?
To ensure your PIP payments remain unaffected or continue after the reforms, here are some steps you can take.
1. Check Your Next Review Date
The first thing to do is to check your PIP award letter for the date of your next review. If your review is scheduled before November 2026, the current system will apply, and you might be able to avoid the new changes.
If your review is due after that date, be prepared for the new assessment criteria, including the revised points system.
2. PIP 2 Evidence Form
If you don’t already have a copy of the PIP 2 evidence form (the health questionnaire you filled out before your assessment), now is the time to get it.
This form is crucial for future reviews or if you are transferring to Social Security Scotland for Adult Disability Payments (ADP).
Make sure you have an updated record of how your health condition affects your daily life. Contact the PIP enquiry line at 0800 121 4433 to request a copy if needed.
3. Keep a Diary of Your Condition
A diary is a simple yet powerful tool to track how your condition affects you daily. Whether you use your phone or a physical journal, record instances when you face challenges due to your condition, such as:
- Difficulty completing everyday tasks.
- Experiences of pain, breathlessness, or unsteadiness.
- The length of time taken for certain tasks.
- Instances where your health led to safety concerns.
This record is valuable for proving the impact of your condition, especially for those with fluctuating health issues.
4. Stay Up-to-Date with Medical Appointments
It’s essential to keep a record of your medical appointments and treatments. Regular checkups, physiotherapy, or counselling sessions should be documented. This helps build a clear picture of your health status, which can support your claim during a review.
5. Seek Help from Charities or Support Organisations
Consider reaching out to charities or organisations related to your condition. They can provide expert advice, offer additional support, and ensure you are not missing out on any benefits. Their involvement can also serve as supporting evidence in the claims process.
Key Dates and Points to Consider
| Action | Deadline | Action Required |
|---|---|---|
| Review date before November 2026 | Check your award letter | Submit your review on time to avoid being affected by new rules. |
| Review date after November 2026 | November 2026 onward | Prepare for the new points system and possible assessment changes. |
| PIP 2 Evidence Form | Ongoing | Keep a copy for future reviews. |
| Diary Keeping | Ongoing | Record relevant incidents to demonstrate your condition’s impact. |
To secure your PIP payments after the upcoming DWP reforms, it’s vital to be proactive. Check your review dates, keep comprehensive records, and stay in contact with medical and support organisations to ensure that your entitlements are properly documented and protected.
FAQs
What happens if my PIP review date is before November 2026?
If your review is before November 2026, your claim will follow the current rules, and you will not be affected by the new reforms.
How can I prepare for the new PIP assessment system?
You can prepare by reviewing your PIP 2 form, keeping a detailed diary of your health condition, and ensuring all your medical appointments are up-to-date.
Are there any other ways to ensure I qualify for PIP?
Reaching out to relevant charities or condition-related organisations can provide extra support and help strengthen your case with evidence.